Negotiating a Car Accident Settlement With Progressive

Attempting to negotiate your car accident injury claim with a Progressive Insurance agent? Don't fall into their trap!

Progressive car insurance has had a long history in the American market, which stretches all the way back to 1937. It is estimated that this insurance behemoth now insures over 11 million cars in the country. White their TV commercials present a friendly front to the general public, those who bring a personal injury claim following an automobile accident are quick to find out that they can be downright ruthless.

Progressive Insurance has been known to deny valid claims, lie to claimants, and use deceptive techniques in order to pay out as little as possible. The insurance giant is a for-profit company whose sole motivation is to appease their shareholders. The math is simple: in order to make as much profit as possible, they have to pay out as little as possible. While in a perfect world, insurance would fairly compensate victims for their losses; in reality, your well-being is the last thing on their mind.

Underhanded Progressive Insurance adjusters.

Progressive has a team of highly-motivated claims adjuster and attorneys, and their sole motivation is to find ways to deny or reduce the value of victims' claims. They do this literally all day, every day. Without an attorney, you frankly stand little chance at recovering anything close to your actual damages. The facts of your case may be obvious and straight forward, but if you don't have an attorney representing you, they have no reason to fairly negotiate.

Even though most people know that hiring an attorney will almost always result in a much larger payout, many choose to attempt to negotiate their own claims. "Lawyers are expensive, and my case is straight-forward," right? Well, not so fast.

1. Personal injury lawyers work on contingency. This means you can hire an attorney for NO COST, and the attorney ONLY gets paid if they win your case. Seriously. There's no financial risk on your part, and as the risk is all on the attorney, you know they will not be dragging their feet.
2. No matter how straight-forward the facts of your case are, there is nothing in the law that says insurance companies have to act fairly - or pay you ANYTHING at all! The only reason they settle claims is to avoid the risk of being compelled by a judge/jury to pay 100% of your losses if they lose in court. The less-afraid they are of you beating them in court, the less they will offer you in a settlement.

The adjusters working for Progressive Insurance usually have explicit instructions to downplay claims and use underhanded tactics to compel you accept a low-ball offer. Before even considering talking to these adjusters, AT LEAST discuss your case with an attorney (for free) over the phone.

Steps to take after being injured in a car accident.

Immediately after getting in a car crash with another vehicle, take as many pictures of the scene as possible (if you aren’t incapacitated). If you have been injured, call 911 and seek medical treatment as soon as possible. A gap in treatment will just give Progressive one more reason to deny your claim.

Before speaking with Progressive, we strongly recommend seeking out a free consultation with a local attorney. The Dallas accident attorneys at Rasansky Law Firm offer free consultations in person and over the phone ((214) 651-6100), or you can email us 24/7 using the contact form found on this page.