It is illegal for an uninsured driver to drive a vehicle in the state of Texas, or in any other state for that matter. The national average of uninsured drivers is about one in seven. The percentage of uninsured drivers has risen from 12.7% to 14.6% from 1999 to 2004. The statistics are staggering not only because driving without insurance is against the law, but also because it is a crime that is so easily discovered by police.
Worse yet, this trend of driving without insurance has increased in the last 10 years, and victims are sometimes left with no financial recourse. Often, the victim’s only option is to file an uninsured claim under their own policy.