Personal Injury Protection Insurance

Do you have personal injury protection coverage? Filing a PIP claim after an injury accident is always a good idea.

Car insurance is a vital part of owning a car; in fact, having car insurance is mandatory in all states across the country. Automobile insurance helps you recover from car accidents by paying for your medical and car repair bills. On top of standard liability & comprehensive car insurance, some states have what’s called personal injury protection (PIP) insurance.

Personal injury protection insurance is additional coverage which helps you immediately financially recover from a car crash regardless of who was responsible for the accident.
Personal injury protection insurance is offered to individuals looking to get car insurance. According to the law in Texas, drivers must be offered PIP by their insurance providers; this is usually done in written form. You may choose to reject this form of insurance. However, if there is no written and signed rejection, you’re assumed to have PIP.
PIP insurance usually covers anywhere from $2500 to $10,000. The idea here is to have as much coverage as possible to ensure that you’re adequately covered in case of any eventuality. At the same time, you can double your PIP if you own an insured car but get into an accident while in another person’s car. Under Texas law, you’re eligible to receive compensation from the owner of the car you’re driving in as well as from your own insurance company.
Most insurance companies these days try as much as possible to only pay the bare minimum when it comes to PIP claims. In fact, it’s not uncommon for these companies to state that doctor’s fees arising from treatment after a car accident are unreasonable. They’ll go to great lengths to justify the amount they paid out to the clients with regards to PIP so that they don’t hemorrhage money. This leaves the claimant with not enough finances to recover. This is why it’s so important to have as much coverage as possible as well as a competent lawyer to help you get the compensation that you rightfully deserve.
The Rasansky Law firm deals with PIP cases often and ensures that clients get their deserved compensation. In fact, we’re so good at what we do that we’ll help you get started with no hassle the day you hire us. Remember, there’s no reason not to file a PIP claim as they’re “no-fault” claims; filing one of these won’t raise your insurance rates. Please get in touch with us so we can provide you with expert legal assistance for your PIP claim today.