Negotiating a Car Accident Settlement With Allstate

Negotiating a car accident settlement with Allstate.

After a car accident, negotiating a personal injury settlement with Allstate is very difficult at best and can be very stressful for the average person. With no attorney (and therefore no leverage), the victim is often at the mercy of the insurance company.

It doesn’t matter who the insurance company is, all of them are seeking the same thing: to pay out as little as possible in a personal injury settlement. So how do you give yourself the best chance at reaching a fair settlement?

Should you handle your own case?

While most property-damage-only claims can be handled yourself, an injury claim is very different.

Allstate has a reputation for refusing to fairly negotiate with those who are unrepresented by an attorney. Without the leverage you would gain from having an attorney on your side, you will not be given a fair chance to dispute the value of your claim.

You see, when Allstate knows they are dealing with a non-attorney, there is no incentive for them to negotiate as they know you face little chance of beating their team of attorneys in court. This is why it is essential to hire a lawyer if you have a personal injury claim. Rasansky Law Firm remains in business because we are good at what is most important to our clients: forcing the insurance company to reimburse/pay you the total amount of your damages. We are good at helping injured victims recover the money to which they are entitled based on the extent of their injuries, and we take all the financial risk; not the client.

Another potential drawback to handling your own case is the fact that you may be still recovering from your injuries. You shouldn’t be focused on your legal issues at this time; you should only be focused on recovering.

If you have a potential personal injury claim, you need to erase any preconceived notions you harbor about lawyers and learn about why personal injury lawyers exist in the first place. Our only job is to advocate for you and your rights after you’ve been injured by someone else.

You will only have one opportunity to win or lose your lawsuit, so please do not take this advice lightly.

Why can’t I do this on my own?

You may think you have the skills to negotiate your own settlement with the insurance company, but unless you are a lawyer yourself, you’ll soon find yourself running into a brick wall. When Allstate says this is their final offer, what do you do next?

If you take the next step and file your lawsuit with the court, what do you do when Allstate files a motion for summary judgment? What do you do when you’re sent a list of admissions? Do you know how to have evidence properly admitted into court?

You may think that when you get to court the jury will have sympathy for you, but the truth is that your case may never reach that point without an attorney. Do yourself a favor and at least discuss your situation with an attorney or two before making a decision. Consulting with a car accident attorney is free, and you can do so right now by calling us at (214) 651-6100.